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Unmortgageable Property

No mortgage lender will touch it —
we'll buy it for cash.

Structural issues, short lease, subsidence, non-standard construction — if a buyer's mortgage was declined or a survey failed, we'll still make you a cash offer within 24 hours.

Get a free cash offer See how it works
28
Days to complete
£0
Fees charged
24h
Offer turnaround
No Estate Agent Fees Any Condition Cash Ready 28 Day Completion Greater Manchester No Viewings Legal Fees Covered Offer in 24 Hours No Estate Agent Fees Any Condition Cash Ready 28 Day Completion Greater Manchester No Viewings Legal Fees Covered Offer in 24 Hours
Cash Offer in
24 Hours
Complete in
28 Days
Guaranteed
Cash Offer
No Fees or
Commission
North West
Coverage
Trusted by
Vendors
Chain-Free
Sales
Any Property,
Any Condition
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Who this is for

Properties other buyers can't touch.

The more complex the issue, the more likely we're the right buyer. Nothing puts us off.

// 01

Structural issues

Subsidence, wall tie failure, cracked lintels — we buy properties with structural defects that cause mortgage lenders to decline.

// 02

Short lease

Below 70 years remaining and mortgage lenders won't touch it. We buy short lease properties across Greater Manchester.

// 03

Damp and flood risk

Rising damp, penetrating damp, or properties in flood zones. We assess the position and make a realistic offer based on the actual situation.

// 04

Non-standard construction

Concrete, steel frame, timber frame, prefab — if standard lenders won't mortgage it, we'll buy it. Any construction type considered.

The process

Four steps.
No surprises.

01

Get in touch

Fill in the form below or call us. Takes two minutes. No commitment — just a conversation about the property and your situation.

02

Receive your cash offer

We assess the property and come back with a no-obligation cash offer within 24 hours. Always transparent about how we've valued it.

03

We instruct solicitors

If you're happy with the offer, we move forward. We cover your legal fees — nothing comes out of the estate.

04

Complete on your timeline

As fast as 28 days once probate is granted, or slower if proceedings require it. We work to your schedule.

28

Days. That's all it takes.

Our guarantee to you

We will always be transparent about how we've valued the property. If our offer doesn't work for the estate, there's no pressure and no hard sell.

Common questions

Unmortgageable properties — your questions answered.

Common reasons include structural issues (subsidence, wall tie failure), short lease (below 70 years), damp or flooding risk, non-standard construction (concrete, timber frame), and properties that have failed a mortgage survey. We buy all of these.
Yes. We buy leasehold properties with short leases that mortgage lenders won't touch — including those below 70 years remaining.
No. We buy in any condition, with any defects. No repairs, no surveys, no remediation required before sale.
We can make a cash offer within 24 hours and complete in as little as 28 days. No mortgage lender to slow things down.
We buy across M, BL, OL, SK, WA and WN postcodes. Get in touch even if you're just outside these areas.

Get a fair cash offer today.

No agents. No chains. Just a straight answer within 24 hours — and zero pressure to accept.

Get my free cash offer → or call 01613 994 037